Title Insurance Policies
Title insurance policies are required as part of the mortgage and refinance process. Title insuarnce assures you, and your bank, that the property is truly yours, and that no one else can make a claim on it, say money is owed on it, or say that they have rights to some part of it.

Wikipedia on refinancing
What would a good site be without a link to Wikipedia?! Here is a simple and easy description of the refinance process and the reasons why a person might want to refinance their mortgage.

Payment Calculator
Once you know your rate you should sue a mortgage payment calculator to find our whether it is worth refinancing. The one on this page is a good one. Be sure to compare the savings against the closing costs involved in your refianance.

Refi Loans
Mortgage refinance loans are complicated and difficult to maneuver. To make matters worse, most internet mortgage sites are not unbiased or independent. Refi loans is a site that is not affiliated with any mortgage broker so you can trust the information you get there.